The chart below lists CitiBank and other private lenders with
current borrowers at VU. Apply on their web sites using the links
below. If you have a loan with a lender not listed here and wish
to continue with that lender, contact the Office of Financial
Aid. Please note the following regarding these programs:
- Interest accrues during any in-school period (even
if principal is deferred)
- Rate and fee ranges below depend on factors such as credit,
and co-signer.
- Most lenders require a co-signer. Contact individual lender
for details.
- Interest rates change quarterly based on market rates.
- For current Prime and London InterBank Offered (LIBOR) interest
rates, go to http://www.banxquote.com/money.asp
CitiAssist
Loan • Phone: 800-745-5473
•Eligible Borrowers: Full or Part Time, undergrad, grad,
law
•Annual Limit: cost less other aid; no minimum
•Interest Rate: Can be as low as Prime + 0%
•Repayment: Option to defer
•Fees: No fees
•Cover prior term balance: Yes
Key
Alternative Loan • Phone: 800-539-5363
•Eligible Borrowers: at least 1/2 time, undergrad, grad
•Annual Limit: cost less other aid; minimum $500
•Interest Rate: 3 Mo. LIBOR + 3.30% - 3.85%
•Repayment: Option to defer
•Fees: No fees
•Cover prior term balance: Yes
CitiAssist Law Loan • Phone: 800-745-5473
•CitiAssist Law Loan - for new and returning students
•CitiAssist Bar Study Loan - for 3rd year students preparing to graduate
•Annual Limit: Cost of attendance less aid
•Interest Rate: Prime + 0%
•Repayment: Option to defer
•Fees: No fees
•Cover prior term balance: Yes
Key
Law Achiever Loan • Phone: 800-539-5363
•Eligible Borrowers: at least 1/2 time, law
•Annual Limit: cost less other aid; minimum $500
•Interest Rate: In school: 3 Mo. LIBOR + 2.65; Repayment
3 Mo. LIBOR + 3.0% to 4.10%
•Repayment: Option to defer
•Fees: No fees
•Cover prior term balance: Yes
Law
Access Loan • Phone: 800-282-1550
•Eligible Borrowers: at least 1/2 time, law
•Annual Limit: cost less other aid; minimum $500
•Interest Rate: 3 Mo. LIBOR + 2.7%
•Repayment: Option to defer
•Fees: Repayment 7.5% to 12.9%
•Cover prior term balance: Yes
