Federal Direct Loans

Federal Direct Loan Program

Valparaiso University participates in the Federal Direct Loan Program, which requires filing of the Free Application for Federal Student Aid (FAFSA).  Go to to complete the application using our school code 001842. Grad Plus and private loans are available to students to assist with additional tuition costs and living expenses associated with attending law school. Please refer to the tuition and fees section of the web page for more details on costs.

Students should note the FAFSA no longer requires your parents information and you are eligible for up to $20,500 in federal loans per year (this may vary if you receive a scholarship). Grad Plus and Private loans do require a credit check prior to their approval and disbursement and can only be approved for costs up to the cost of attendance.

Since over 80 percent of our students utilize grad plus or private loans to subsidize their living expenses we recommend that all students request a credit report before they begin school. This not only gives the student peace of mind that they will have no problems qualifying for a private loan, but it provides an opportunity to review your credit report for any mistakes.

The following links are just a few of the credit reporting agencies to which creditors subscribe:

You can now get a free copy of your credit report from any of the above agencies by going to You are allowed one free copy from each agency per year.

More details about the Federal Loan Program and how loans are disbursed at Valparaiso University will be sent to you in your Financial Aid Award packet in the Spring.