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Understanding Your Loan Options

Valpo offers a variety of loan opportunities to help make your education affordable. Whether you’re a student or parent, you’ll find federal, private, and institutional loan programs with competitive rates and flexible terms. Use the resources below to explore your options, complete required steps, and make informed decisions about borrowing.

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Loans

Valpo participates in federal and private loan programs, as well as offering several endowed loan programs. Loans based on need do not accrue any interest while the student remains in school at least 1/2 time, and all loans have competitive interest rates. Loans are available for both student borrowers and parents of students. NOTE: many options on some of the federal sites require a StudentAid.gov to log in. The link below will bring you to the StudentAid.gov site.

Valparaiso University Code of Conduct

In order to comply with Part G, Section 493 (e) of the Higher Education Opportunity Act (HEOA), Valparaiso University has drafted the following Code of Conduct to be adhered to by its officers, employees, and agents who have any responsibilities in the area of education loans.

Valparaiso University shall not enter into any revenue-sharing arrangement with any lender.

Employees in the Valparaiso University Office of Financial Aid as well as any other employees with education loan responsibilities shall not accept from any lender or affiliate of any lender any fee, payment, or other financial benefit (including the opportunity to purchase stock) as compensation for any type of consulting arrangement or other contract to provide services to a lender or on behalf of a lender relating to education loans.

The Valparaiso University Office of Financial Aid shall not refuse to certify, or delay certification of, any loan based on the borrower’s selection of a particular lender.

Valparaiso University shall not request or accept from any lender any offer of funds to be used for private education loans (as defined in section 140 of the Truth in Lending Act), including funds for an opportunity loan pool, in exchange for a promise of providing the lender with a specified loan volume or a preferred lender arrangement.

Valparaiso University shall not request or accept from any lender any assistance with call center staffing or financial aid office staffing.

Employees in the Valparaiso University Office of Financial Aid as well as any other employees with education loan responsibilities who may be asked to serve on an advisory board, commission, or group established by a lender, guarantor, or group of lenders or guarantors shall be prohibited from receiving anything of value from the previously listed outside entities except that the employee may be reimbursed for reasonable expenses incurred in serving on such advisory board, commission or group.

FAFSA: Your Key to Funding College

Each fall, the FAFSA becomes available on October 1, allowing undergraduate and graduate students to begin planning their financial aid for the next academic year. At Valpo, financial aid awards are reviewed and processed on a rolling basis once your admission application and FAFSA are received, giving you earlier insight into your college costs. Indiana-based undergraduates who wish to be considered for state grant funding must complete the FAFSA no later than April 15.

Supporting Your Valpo Journey

At Valpo, our Student Financial Services team is here to help you navigate aid and student accounts with personalized support. Student Financial Services consists of the Office of Financial Aid and the Office of Student Accounts:

Office of Financial Aid

Kretzmann Hall, Suite 103
1700 Chapel Drive,
Valparaiso, IN 46383

The Office of Financial Aid helps students and families find the best path to funding a Valpo education. From completing the Free Application for Federal Student Aid (FAFSA) and exploring scholarships, to reviewing your aid offer and understanding loan options, our team is with you every step of the way. We’re committed to making a Valpo education attainable for every student we serve.

Office of Student Accounts

Kretzmann Hall, Room 137
1700 Chapel Drive,
Valparaiso, IN 46383

The Office of Student Accounts is your resource for the financial details that come with being a Valpo student. That includes tuition and fee billing, payment plans, refunds, and e-bill access for students, and authorized payers. Whether you need to make a payment, set up a payment plan, or check on your account, we are happy to help.

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